As AI moves from experimentation towards implementation, the next competitive distinction in financial services will not be who adopts technology fastest, but who can create the foundations that allow innovation to scale. Luigi Marciano, Founder and Group CEO of Objectway, reflects on what sustainable, profitable growth requires in an industry defined by continuous change

As Africa emerges as a global leader in mobile money and digital innovation, a wave of cyberattacks is threatening to derail its progress. Experts warn that without stronger, homegrown cybersecurity systems, the continent’s digital future could be at risk

Financial technology exists in a multitude of forms, most of which are intertwined with the fundamental infrastructure of any modern economy. Since it evolves at a pace that is slightly faster than that of the market, being ahead of the curve is something of a necessity

As the digital revolution in banking has grown alongside smartphone adoption, concerns about security and regulation have brought about challenges that risk stymieing innovation

ICBC (Macau) has undergone a remarkable fintech makeover, levelling up its digitalised operations by utilising new technologies and optimising its services

As the world moves towards being more reliant on digital and data-driven technologies, banks must deliver innovative changes, especially when confronted with a volatile economic landscape. Kuwait International Bank is helping to drive these changes

The failures of Silicon Valley Bank in America and Swiss giant Credit Suisse raised the spectre that has haunted regulators ever since the Great Financial Crisis of 2008: Just how safe are the world’s banking giants and the global financial system?

How will artificial intelligence, blockchain and big data shape Islamic finance – and what are the risks and opportunities for the new pioneers?

There has been significant growth in financial inclusion driven by a booming fintech industry that has acted as a disruptor to traditional banking and transformed access to financial services

Starling, Europe’s first neobank to hit annual profitability, has swiped scores of customers from the big lenders and caused untold disruption, thanks to its corporate banker-turned-fintech entrepreneur founder, Anne Boden

Whether banks partner with fintechs to speed up the digital journey or compete against them, one thing is for sure, the real ‘Big Bang’ in digital transformation has yet to come

With a new generation of investors and a continually changing regulatory landscape to contend with, finding the right messaging is a fine balance of compliance, education and personalisation

With the introduction of embedded finance and banking-as-a-service, vast opportunities have arisen to integrate services and offerings and hyper-personalise our digital experiences

With the introduction of more robust regulation, Ireland has been busy building on the momentum of post-Brexit opportunities that has seen global firms set up base and employment thrive as the country attracts a mixture of home grown and international talent

By focusing on sustainability, investment in people and new technology, as well as continued innovation, Zenith Bank has provided a winning strategy which continues to create value for customers, employees and investors